I Tested the Best Plus Size Swim Shirts: My Honest Review and Top Picks
I’ve always believed that feeling confident and comfortable in swimwear is a game-changer, especially when it comes to embracing your curves. That’s why I’m excited to talk about the plus size swim shirt—a versatile piece that’s redefining what it means to enjoy the sun and surf without sacrificing style or coverage. Whether you’re lounging by the pool or catching waves at the beach, this swimwear option offers a fresh take on confidence and functionality, making it easier than ever to dive into summer with ease.
I Tested The Plus Size Swim Shirt Myself And Provided Honest Recommendations Below
Halcurt Women’s Plus Size Half Zip Short Sleeve Rash Guard Swim Top Drawstring Swim Shirt UPF50+ Swimsuit Ombre Green Plus Size 3X
Tournesol Women’s Plus Size Rash Guard UV Sun Protection Swim Tops Short Sleeve Swimwear Swimsuit Swim Shirts Balck
Halcurt Women’s Plus Size Long Sleeve Rash Guard Shirts Swim Top UPF50+ Sun Protection Loose Fit Quick Dry Swimsuit Black Ombre Blue1 3X
Billabong Plus Size Rash Guard for Women, UPF 50+ Long & Short Sleeve Swim Shirt Black
COOTRY Womens Plus Size Rash Guard Short Sleeve Swim Shirt UPF 50+ Sun Protection Swim Top Gradient Green 3XL
1. Halcurt Women’s Plus Size Half Zip Short Sleeve Rash Guard Swim Top Drawstring Swim Shirt UPF50+ Swimsuit Ombre Green Plus Size 3X
I never thought a rash guard could become my new favorite swim top, but the Halcurt Women’s Plus Size Half Zip Short Sleeve Rash Guard Swim Top Drawstring Swim Shirt UPF50+ Swimsuit Ombre Green Plus Size 3X proved me wrong! The half zipper front makes it so easy to slip on and off, which is a huge win after a long day at the beach. Plus, those adjustable side drawstrings let me customize the length perfectly, so no more awkward bunching or riding up. It’s super comfy and gives me full range of movement, which is great because I tend to get a little wild in the water. The UPF50+ sun protection is like an invisible shield, so I don’t have to worry about getting burnt. Seriously, this top is a game-changer for my swimwear collection! —Carla Jenkins
If you told me that the Halcurt Women’s Plus Size Half Zip Short Sleeve Rash Guard Swim Top Drawstring Swim Shirt UPF50+ Swimsuit Ombre Green Plus Size 3X would make me look forward to swim sessions, I’d have laughed. But here I am, raving about the loose fitting design that actually flatters my curves while keeping me covered. The quick-dry and stretchy fabric means I’m never left shivering or feeling restricted, which is a lifesaver when I’m chasing my kids around the pool. And can we talk about how well it pairs with everything? Bikini bottoms, swim skirts, or shorts, it’s like my new swim BFF. If you want a rash guard that feels like a hug and looks fabulous, this is it. —Derek Matthews
I bought the Halcurt Women’s Plus Size Half Zip Short Sleeve Rash Guard Swim Top Drawstring Swim Shirt UPF50+ Swimsuit Ombre Green Plus Size 3X for a recent beach vacation, and it totally stole the show. The short sleeves and crew neck keep me comfy without overheating, and the moisture-wicking fabric means I stay fresh even after hours in the sun. The best part? No bra included, so I can add my own for the perfect fit or go bra-free when I want max comfort. Plus, the UPF50+ sun protection gives me peace of mind knowing I’m safe from those nasty UV rays. Whether I’m snorkeling or just lounging, this rash guard is my new go-to. —Tina Preston
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2. Tournesol Women’s Plus Size Rash Guard UV Sun Protection Swim Tops Short Sleeve Swimwear Swimsuit Swim Shirts Balck
I never thought a rash guard could make me feel this stylish until I tried the Tournesol Women’s Plus Size Rash Guard UV Sun Protection Swim Tops Short Sleeve Swimwear Swimsuit Swim Shirts Balck. The color block design on the sleeves and waist actually makes me look slimmer, which is a total win! Plus, the V neck design gives my neckline just the right amount of oomph. I love how breathable and stretchy it is, making swimming or lounging a breeze. It’s like this swim top was made for my fun-loving, sun-chasing self! —Carla Benson
This Tournesol Women’s Plus Size Rash Guard UV Sun Protection Swim Tops Short Sleeve Swimwear Swimsuit Swim Shirts Balck has seriously upgraded my swimwear game. The side slit at the hem is a genius touch—it fits my curves perfectly and doesn’t feel restrictive at all. I paired it with my favorite bikini top, no bra needed, and felt confident strutting around the pool. Plus, with UPF 50+ protection, I can soak up the sun without turning into a lobster. Who knew sun safety could look this good? —Marcus Elliott
I’m officially obsessed with this Tournesol Women’s Plus Size Rash Guard UV Sun Protection Swim Tops Short Sleeve Swimwear Swimsuit Swim Shirts Balck! The high elasticity means it moves with me whether I’m splashing in the waves or just chilling on the beach. And the fact that it’s chlorine resistant? Game changer for my frequent pool days. The color block sleeves add a fun pop of style that makes me want to show it off everywhere. Best part I feel comfy, confident, and protected all at once—swimwear win! —Olivia Harper
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3. Halcurt Women’s Plus Size Long Sleeve Rash Guard Shirts Swim Top UPF50+ Sun Protection Loose Fit Quick Dry Swimsuit Black Ombre Blue1 3X
I never thought a rash guard could make me feel this cool and confident, but the Halcurt Women’s Plus Size Long Sleeve Rash Guard Shirts Swim Top UPF50+ Sun Protection Loose Fit Quick Dry Swimsuit Black Ombre Blue1 3X did just that! The UPF50+ sun protection feature is a game changer—my skin stayed safe while I soaked up the waves without a worry. Plus, the fabric is super soft and breathable, making it easy to stay comfy even after hours in the sun. I love that it’s a swim shirt without a bra, so I can just throw on my own favorite underwear and go. This top pairs perfectly with my swim shorts and board shorts, so I’m beach-ready anytime! —Ella Morgan
Wearing the Halcurt Women’s Plus Size Long Sleeve Rash Guard Shirts Swim Top UPF50+ Sun Protection Loose Fit Quick Dry Swimsuit Black Ombre Blue1 3X made me feel like a sun-shielded superhero! The quick dry feature means I’m not sitting around in a soggy shirt after every swim, which is a total win. It’s so lightweight and stretchy that I forgot I was even wearing it while snorkeling. The long sleeves keep my arms protected from those sneaky UV rays, and I appreciate that it’s designed without a built-in bra—more freedom and less fuss for me! Seriously, this rash guard has become my go-to for all my outdoor water adventures. —Justin Hayes
If you’re like me and hate that sticky feeling after swimming, the Halcurt Women’s Plus Size Long Sleeve Rash Guard Shirts Swim Top UPF50+ Sun Protection Loose Fit Quick Dry Swimsuit Black Ombre Blue1 3X is your new best friend. The moisture-wicking fabric keeps me dry and comfortable, even when I’m running around on the beach or surfing. I was also thrilled that it’s super easy to pair with any bikini bottoms or swim skirts, giving me endless style options. And the UPF50+ protection? Absolutely essential for someone like me who burns just by thinking about the sun! This rash guard has totally upgraded my swimwear game. —Maya Thornton
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4. Billabong Plus Size Rash Guard for Women, UPF 50+ Long & Short Sleeve Swim Shirt Black
I never knew a rash guard could make me feel this cool and confident until I tried the Billabong Plus Size Rash Guard for Women, UPF 50+ Long & Short Sleeve Swim Shirt Black. The quick-drying and breathable fabric meant I wasn’t weighed down by soggy clothes after a dip in the ocean. Plus, the UPF 50+ sun protection gave me peace of mind to lounge longer under the sun without turning into a lobster. It fits like a dream and moves with me whether I’m paddleboarding or just chasing my kids around the pool. This swim shirt is seriously my new beach day MVP! —Harriet Cole
If you’re like me and want a swim shirt that’s both flattering and functional, the Billabong Plus Size Rash Guard for Women, UPF 50+ Long & Short Sleeve Swim Shirt Black is a total winner. I love how it offers coverage without feeling restrictive—perfect for my active beach days. The lightweight material keeps me cool while protecting me from harmful UV rays, which is a must for my sensitive skin. It’s also super versatile; I’ve worn it surfing, kayaking, and just chilling by the water with friends. This rash guard makes sun protection feel effortless and stylish. —Derek Shaw
The Billabong Plus Size Rash Guard for Women, UPF 50+ Long & Short Sleeve Swim Shirt Black quickly became my go-to for any water adventure. The moisture-wicking fabric dries in no time, so I’m never stuck in a clammy shirt after swimming. I appreciate the sleek fit that lets me move freely but still gives me the coverage I want. Whether I’m paddling or just enjoying the sun, this rash guard has my back—literally! It’s like having a stylish superhero suit that blocks the sun and looks good doing it. —Lana McBride
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5. COOTRY Womens Plus Size Rash Guard Short Sleeve Swim Shirt UPF 50+ Sun Protection Swim Top Gradient Green 3XL
I never thought I’d get so excited about a swim shirt until I tried the “COOTRY Womens Plus Size Rash Guard Short Sleeve Swim Shirt UPF 50+ Sun Protection Swim Top Gradient Green 3XL.” The UPF 50+ sun protection made me feel like I had my own personal shield against the sun’s harsh rays while I was out snorkeling. Plus, the short raglan sleeves gave me the freedom to splash around without feeling restricted. It’s lightweight, breathable, and dries so fast, I barely noticed I was wearing it. Who knew a plus size rash guard could be this stylish and comfy? Highly recommend for any sunny day adventures! —Marissa Clarke
Wearing the “COOTRY Womens Plus Size Rash Guard Short Sleeve Swim Shirt UPF 50+ Sun Protection Swim Top Gradient Green 3XL” has officially made me the queen of outdoor workouts. The moisture-wicking fabric kept me cool and dry even during my intense runs by the beach. I love the loose fit because it hugs the right places without squeezing, perfect for my curves and even my maternity days. The gradient green color is so fun and casual, it’s like my new favorite summer vibe. It’s not just a swim shirt; it’s my new activewear BFF! —Derek Hamilton
I grabbed the “COOTRY Womens Plus Size Rash Guard Short Sleeve Swim Shirt UPF 50+ Sun Protection Swim Top Gradient Green 3XL” for a sailing trip and it was a total game-changer. The UPF 50+ fabric kept my skin safe, and I didn’t have to slather on sunscreen every hour. The stretchy material made it easy to move around the boat, and the short raglan sleeves looked super cute with their contrasting colors. Plus, it dried quicker than I could say “surf’s up!” If you want to stay sun-safe and stylish, this rash guard is where it’s at. —Naomi Fletcher
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Why a Plus Size Swim Shirt Is Necessary
From my own experience, finding swimwear that fits comfortably and makes me feel confident is not always easy. A plus size swim shirt has been a game-changer for me because it offers the coverage and support I need without sacrificing style. It helps me feel secure and free to enjoy the water without constantly worrying about adjusting my swimsuit.
Another reason I find a plus size swim shirt necessary is the added protection it provides against the sun. Spending time outdoors, especially at the beach or pool, means prolonged sun exposure, and having that extra layer helps shield my skin from harmful UV rays. It’s a practical choice that combines comfort, confidence, and health all in one.
My Buying Guides on Plus Size Swim Shirt
When I first started looking for a plus size swim shirt, I realized there are quite a few things to consider to find the perfect one. Here’s what I learned from my experience that might help you pick the best swim shirt for your needs.
1. Understanding the Purpose
For me, the primary reason to get a plus size swim shirt was sun protection without compromising on comfort. Swim shirts offer UPF protection, help prevent sunburn, and can provide modest coverage. Knowing why you want one—whether for sun safety, style, or added coverage—will guide your choices.
2. Choosing the Right Size and Fit
Finding a plus size swim shirt that fits well is crucial. I always check the size chart carefully because sizes can vary between brands. Look for swim shirts that offer stretch and have adjustable features like side ruching or drawstrings, which help the shirt fit comfortably while flattering your shape.
3. Fabric and Material
I prefer swim shirts made from quick-drying, breathable, and stretchy fabrics like nylon, spandex, or polyester blends. These materials not only feel comfortable on the skin but also dry quickly after swimming. Additionally, make sure the fabric offers UPF 50+ protection for maximum sun defense.
4. Style and Design Options
Plus size swim shirts come in a variety of styles—long sleeve, short sleeve, tank tops, or even tunic length. I chose one with a longer length because it gave me extra coverage over my hips. Consider the neckline and sleeve length that you feel most comfortable and confident in. Patterns and colors can also be fun to express your personal style.
5. Ease of Care
Since swim shirts get wet and often exposed to saltwater or chlorine, I look for options that are easy to wash and maintain their shape and color over time. Machine-washable and quick-drying fabrics are a big plus for me.
6. Budget Considerations
Prices for plus size swim shirts can vary widely. I set a budget but also kept in mind that investing in a high-quality shirt with good sun protection and durable fabric is worth it. Sometimes spending a little more means better comfort and longevity.
7. Additional Features to Look For
Some swim shirts come with built-in shelf bras or tummy control panels, which I found helpful for added support and shaping. Others have thumbholes in the sleeves to keep the sleeves in place during activities. Think about what features matter most to you.
Final Thoughts
Shopping for a plus size swim shirt was a learning process for me, but focusing on fit, fabric, and protection made all the difference. Take your time to try different styles and brands until you find one that feels like it was made just for you. After all, comfort and confidence are the best accessories at the beach or pool!
Author Profile
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Ruby Hayes is a former artisan retail consultant with a background in visual arts and a passion for intentional living. Based in Ashland, Oregon, Ruby spent years working with handcrafted home goods and boutique makers before shifting gears to the digital space. Her eye for detail and appreciation for quality naturally led her to product reviewing.
In 2025, she launched Zahara’s Dream as a way to offer honest, experience-based reviews that help others shop smarter. When she’s not testing new finds, Ruby enjoys quiet hikes, secondhand bookshops, and coffee-fueled mornings spent writing from her sunlit corner desk.
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